What is Title Insurance?

Title insurance is an insurance policy that insures ownership of real estate. And in the process of issuing a title insurance policy, the first thing we do is examine the title records to a property…..

We will go back and look at the records, including all of the deeds, easements and any other documents that are recorded in public records, in order to determine if the current seller has good title to the property in question – which means it is sufficient to sell it to the buyer. Additionally in that process, we identify any instruments or documents in the records that might affect someone’s ownership of the property. For example, easements, or prior rental reservations…etc

Whenever we issue the title insurance policy, then we are insuring the buyer that they own that property, subject to any of those matters that we may find in that research.